I moved from Chicago to Sioux Falls 10 years ago for a new job. When I was given a paycheck by my new employer, I realized that I didn’t have a bank account for cashing checks.
I searched for a check cashing place and quickly realized that Sioux Falls does not have the plethora of street corner check cashing places like many other cities.
I wondered how I was going to cash my check. So I researched it and became a bit of an expert on the subject. I hope this post helps others.
- 3209 S. Louise Ave.
- 7821 S. Minnesota Ave.
- 5200 W 60th St N.
- 5521 E. Arrowhead Pkwy
If you are looking to cash a payroll, tax, government, cashier, 401k, or insurance settlement check, the best option is Wal-Mart. Who knew they had check cashing services? I sure didn’t.
They charge only $3 for checks up to $1,000, then charge $6 for anything more. Visit their website for more information.
Read the bank on the check, then go there. You can walk right into a location where the check issuer does their banking, show an ID and cash the check. This works for any type of check including personal checks. Though if the check was written to “Cash” you may have a problem if the bank thinks the transaction looks suspicious.
First Cash & Exchange
2123 E 10th St
This was the place I tried to cash my check first, but I had to fill out a lot of paperwork. I decided to go elsewhere, but this place will cash checks if you bring an ID or drivers license and fill out their forms.
That’s really all I have to offer for this list. Many check cashing places left town as soon as soon as South Dakota put a rate cap for payday loans into law. If you’re willing to drive, you can still find a bunch of them an hour away in Sioux City though.
Do you know of other places where you can cash checks? Please share in the comment section.